LEVA 2010 Training Conference Registration form (PDF) Remember Me A complete, up-to-date copy of the LEVA Bylaws is how do i get my free credit report Missouri available as a PDF file via the link below. If you're on LinkedIn be sure to check out our group profile, join the how do i get my free credit report Missouri group, and of course feel free to contribute!
To view many of the documents and forms made available via our site you'll need Adobe's free Acrobat Reader. Please take a moment to review our Privacy Policy U.S. seeks clear path to (really) free credit reports You've probably seen or heard ads featuring catchy tunes and jingles for websites claiming to help you get a free credit report. The problem: Those sites aren't the official government-mandated site (AnnualCreditReport.com) for obtaining free reports entitled to you each year by federal law. At these soundalike sites, free isn't really free -- it comes with strings attached. free credit reports and score They sign how do i get my free credit report Missouri consumers up -- sometimes without their knowledge -- for credit monitoring services and charge recurring monthly fees to their how do i get my free credit report Missouri credit cards. Curbing 'confusing' ads, practices The Federal Trade Commission (FTC) has proposed new rules to help decrease the number of consumers who are duped into signing up for services they don't want and make it easier for people who only want to get their free credit reports to do so -- without hassle. There has been a proliferation of confusing advertising regarding where consumers can obtain their free annual [credit] file, according to the FTC. request a credit report
The new rules were drafted because a provision in the Credit CARD Act of 2009 says, beginning Feb. 22, 2010, radio, TV and other ads for free credit reports must include the following disclaimer: This is not the free credit report provided for by federal law. These advertisements direct consumers not to AnnualCreditReport.com, the authorized source for free annual file disclosures, but to commercial websites operated by the nationwide CRAs (credit reporting agencies) or others that sell a variety of products and services, according to the FTC. Further, when a consumer uses an Internet search engine to find the website for free annual file disclosures, the search engine will usually list 'sponsored' links -- again, selling products and services -- such as 'FreeCreditReport.com' first. As a result of this advertising, consumers are often misled and confused about where to go to obtain the free annual file disclosure mandated by federal law. Getting a 'free' credit report is one of the most confusing and frustrating experiences there is. 3 free credit scores --Nicolas Guzman Virginia consumer The how do i get my free credit report Missouri FTC is also seeking to make getting free credit reports on the official site -- AnnualCreditReport.com -- less confusing for consumers. Today, the site makes it easy for consumers to get sidetracked from the free path with ads and special offers for additional services that are not free.
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